This blog offers our perspectives from the investment world and a variety of concepts from the financial industry. We also follow the news and expound upon events that have the potential to impact investors. We’re glad to have you reading along!
Tuesday, June 27, 2017
With the world we live in, the sooner this is said, especially to people my age, the better: In finance and in life, you won't find me making any guarantees. But one thing I can come very close to promising is, somehow, the world will...
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Monday, May 22, 2017
Think about the money you're counting on for retirement. If you're still working, you may be participating in a 401(k) plan. You have a pension plan benefit, and an IRA or two on the side. If you've been thrifty over the years, you may...
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Thursday, April 20, 2017
Budgeting: A Frame of Mind My friends used to tease me about how I budget (or, at least, reconcile) every expense in my life. If asked how much I’ve spent month-to-date, I can give a pretty accurate estimate. Few guys in their...
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Wednesday, March 1, 2017
Time To Retire? If you're among the lucky minority of employees eligible for a pension when you retire, you may have a choice. You may be able to choose between taking your benefit as a lump sum or as a monthly annuity. In many cases,...
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Wednesday, February 22, 2017
Avoiding Common Errors When You File Your Taxes The dawn of 2017 brings opportunities to create new resolutions or plans for the next 12 months — and also marks the beginning of tax season. While tax day on April 18th can seem...
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Monday, January 30, 2017
Diversification or Di-worse-ification? The S&P 500 index ran up nicely in 2016—up almost 10%. Small U.S. stocks were up around 20%. Emerging market stocks recovered well from dismal performance in 2014 and 2015. Bonds and...
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Thursday, December 22, 2016
My wife, Geni, is a wonderful woman, and I'm fortunate to have married her. But Geni has strong opinions. She rarely expresses doubt about things. She sees issues as distinctly black or white. Her absolute conviction often strikes me...
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No one wants to pay more in taxes than necessary. As we approach year-end, focus shifts to what we can do to minimize taxable income...
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Monday, October 31, 2016
An Investec Wealth Strategy… Many of us are creatures of habit. We find a restaurant we like, and we eat there often. We discover a vacation spot we enjoy, and we travel there year after year. We find a dentist or doctor we...
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Friday, July 29, 2016
Baseball Smarts and Investing Have you ever had insights from one experience that apply to a completely different part of your life? Would you imagine that an investment guy could find wisdom in the experience of a professional...
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Have you’ve ever felt a rush of excitement at making a big purchase? Or have you experienced feelings of shame at making a financial mistake? Does looking at your net worth statement give you a sense of accomplishment? If so,...
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Thursday, May 19, 2016
Procrastinators, listen up! Most of us have not yet gotten around to signing up for our membership in the Procrastinators' Club. But that's a topic for another day, agreed? More important, many of us keep postponing estate planning....
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Monday, April 25, 2016
“Why would someone like me need to work with a financial advisor?” This was my question a few years ago as I approached retirement from a large energy firm. I could look after our lifetime savings myself. After all, I had...
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